When you get seriously behind in payments of unsecured debt, such as credit card, charge card or medical debt, there are heightened efforts by the creditor or a third party debt collector to squeeze the money out of you. They use many tactics to try to accomplish this–from term negotiation and debt settlement to law…
Bankruptcy clients are usually very worried about losing their car(s) when filing. The car is essential for work, family and various mobility needs. Debtors fear the bank is going to take back the vehicle which will make their lives even worse, if not financially crippled (e.g. no car, no job). Sometimes the client has read…